Charlie's Blog: August 2025

8.24.2025

The Magic Of The Median Income

Your income can grow only to the extent that you do.
T. HARV EKER

There are two things I noticed in life. The first were people who made very little money from their jobs, but they would eventually increase their earnings to a satisfactory level. The second were people who made a lot of money from their jobs until they were laid off or terminated unexpectedly. These things happened on such a regular basis that I had to learn why things were like this. This is when I discovered the magic of the median income.

The median income is essentially the average that people earn for a given geographic area. Some make below while others make above that median. Employers pay as close as possible to the median income to attract or retain employees. Those employers who pay above the median income are under pressure to cut that expense to something close to the median income for the sake of profits. Those making less can expect to make more while those who make more can expect to make less.

It is important to keep the median income in mind because it will inform your strategy for making money and saving money. If you make less than the median income, know that you will find it easy to make more money if you keep at it. Conversely, if you make above the median income, it behooves you to bank that windfall instead of loading up on car and boat payments. I've seen so many blue collar workers adjust their lifestyle to the new and unsustainable income thinking that it was permanent. Eventually, there will be a reversion to the mean.

The best way to go is to adjust your lifestyle to a place far below the median income and keep it there. This generates savings no matter the situation. You can't lose with this strategy. Some people will never be able to do this because of character defects and stupidity. This is why so many are there to offer you things you want with same day financing. This provides steady work for the repo man.

The wrong strategy is to think that you just need to make a little more money. In the long term, this is a losing strategy. The pull of the median income is like trying to push a marble up the side of a bowl. That marble wants to roll back down to the bottom of the bowl, and it takes energy to try and keep it towards the top. It is best to let it settle to where it wants to be and adjust your spending downwards. That bottom of the bowl is the median income. Don't fight it. Embrace it and make it your friend.

8.17.2025

CB Radio Versus GMRS

There’s nothing like a good cup of coffee and a clear radio.
ANONYMOUS

The CB vs GMRS debate is an apples to oranges comparison for me. This is because I see GMRS as a walkie talkie instead of a replacement for CB radio. How did this debate begin? It began with the Jeep subculture.

I despise Jeeps. I have hated them for my entire life. They ride rough. They are hot in the summer and ice cold in the winter. You can't haul tools, equipment. or supplies in them like you can with a good ol' pickup truck. And most Jeep owners spend a lot of money and time to buy these things and trick them out in order to go flip them over on the weekends in the backcountry. Just being a Jeep owner makes you an idiot right out of the gate.

When you flip your Jeep over in the desert or wilderness, you will need to call for assistance. The problem is that many of these remote areas don't have cellphone coverage. This requires having some kind of radio to call out to your friends who also need the same kind of radio. For a generation, their preferred radio was a CB radio. Then, the GMRS radio started to gain traction as an alternative.

The GMRS radio has clear sound instead of the static you hear on AM CB radio. That is the upside. The downside is that the crystal clear sound of GMRS gets wiped out by obstructions. This is why desert areas out west like them while folks on the eastern side of the USA can take it or leave it.

The biggest cheerleader for GMRS is a fellow on the NotaRubicon channel who makes wildly entertaining and hilarious videos. They are also profane at times. He slams on CB radio guys like me and "sad hams." Here are some videos of his that I found interesting:

Jeep Rollover And Off-Road Recovery at Hammer Down Trail - Cougar Buttes

This video illustrates the pure idiocy of the Jeep cult that I already mentioned.

CB vs HAM for Off Road 4x4 Use: Which Is Better?

This video shows that Randy was a lot more charitable to CB radio once upon a time.

Why GMRS Can Never Become As Bad As CB Radio - Another Reason That GMRS Is Better Than CB Radio

The essence of this argument is that no one is talking on GMRS for various reasons. Consequently, no idiots are talking on GMRS. That can always change.

CB Radio For Emergency Comms & SHTF - Why A CB Radio Can Be Good For Preppers for WW3 Or Disasters

This video shows Randy's comedic side but also makes the point that I make about CB radio being great for prepping.

I will point out the most glaring flaw of having a CB radio or a dedicated GMRS radio hardwired in your Jeep. It is difficult to talk on these radios when your Jeep is flipped over with a destroyed antenna. In that scenario, I recommend having a walkie talkie.

The GMRS radio is essentially the FRS walkie talkie radio you can buy in blister packs at Walmart and sporting goods stores. Hunters and families with kids love the FRS radios because they are cheap, easy to operate, and require no license to operate. The GMRS radio is the FRS radio on steroids with more power and repeater capabilities. It is still easy to operate but requires an FCC license but no ham radio style test. The interoperability of FRS and GMRS radios is a selling point.

Where I disagree with the GMRS fanboys is on the claim that GMRS is a replacement for CB radio. It isn't. It can complement CB radio as a walkie talkie option, but it is never going to have the same popularity of CB radio.

CB radio is like the VHS videotape format. The Betamax format was superior but never went anywhere. I can say the same thing for Blu-ray disks vs DVD or the Dvorak keyboard vs the QWERTY keyboard. You can see the virtues in the new format except the one glaring drawback. People already owned one format that was good enough for their needs. Why upgrade?

CB radio is good enough for most people needing radio communication. Consequently, there are many more CB radios in circulation than GMRS radios. Where GMRS radios have found adoption is in the niche of the Jeep cult. As long as your Jeep group has GMRS/FRS radios, you are good to go. When you hit the highway, you are better off even with something like an ancient 23 channel radio that gets channel 19.

If I owned a Jeep and went offroading, I would get the radio my peers were using whether it was CB or GMRS. I'd probably get both. But I am not a Jeep enthusiast. I just stick with a CB radio.

If I needed a walkie talkie, I prefer MURS to FRS/GMRS. MURS is not popular which is great for two way communication. It is also stone simple to operate. That whole thing with privacy codes and repeater channels on GMRS confuses me.

The bottom line is the radio you need for any situation depends upon what everyone else is using. There are more people on CB than GMRS. GMRS is going to be mostly for two way communication. For everyone else wanting to talk to the world, CB radio is the better fit.

UPDATE: Randy posted another CB versus GMRS video:

Why GMRS Has Replaced CB Radio

Obviously, I disagree. Some combox commenters also disagreed. Here are some of those comments:

I have both CB & GMRS. There is zero highway information available on GMRS. There are still drivers on CB channel 19 and traffic information and Smokey reports are still available. It varies regionally with the good ole boys in the southeast the most active. Your idea of using GMRS channel 19 to replace CB 19 has not caught on. Just so you know, I thought that was a good idea.

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<——— truck driver here. I have a cb, gmrs, and ham radio in my truck.i get use out of all 3 radios on the road but CB is still hands down the most used radio out on them highways and byways. Got my first HT cb radio from my grandpa in 1994. Was a crystal channel radio. Current offerings of HT CBs are junk for sure.

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Ok, one more comment! In the last few years traveling the lower 48 in my truck I have heard more GMRS simplex traffic than I have HAM radio, but more cb than the others! 146.520 have heard people keying up maybe 4 times this year, GMRS 16 and 19 several times as well as several times for Cb! What I have noticed is calling out for a cber gets you a contact every few minutes! I have well over a 100 repeaters programmed in my radios and repeaters do well.

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As far as GMRS radio goes, I bought a couple of them and have NEVER heard anyone talking on them. I've tried testing the distance between them and it was about as good as a kids walkie talkie and this was when they were set to 5 watts. I'm sure they serve a purpose, however a cell phone is king for communication for me. CB radio would be my second choice. With 2000 watts on my base station I can talk to stations all over the country. I can also use my mobile with 800 watts to talk a good distance locally, long distance skip and can call for help if needed. I know many off road guys say they use GMRS, however I can't hear them around here which tells me they must be very short distance without using a repeater. I don't like the fact that you need a big antenna for CB if you really want to get out, but that's the way it is. As you know, SSB is another great option which can reach further. I tried liking GMRS, but I haven't been impressed with what I've seen.

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You have done well to talk yourself into your opinion here, though let me just say that while GMRS has is practicalities, it is incapable of doing what 11 meters (CB) does.  CB will never die, take a listen when the skip rolls and tell me how are ever going to shut that down.   By the way CBers are the king of AM mode, they've got it down way more than HAMS or other people that are radio professionals.

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There are websites that have a waiting list after purchasing a cb base station antenna of up to 12 weeks. The hobby of cb is very much alive.... Walcott cb shop, trucks cb sales, bells, and even Amazon will sell out of popular cb's frequently

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I have both, but the CB still gets more use.  Not many truckers still run them, but some do, and they continue to save lives in that you can hear about upcoming road conditions or broke down vehicles blocking a lane before you get there.  There is the possible argument to be made about states with “handheld communications device” laws that make gmrs handhelds illegal to use (and the associated large fine) whilest driving vs CB being a vehicle mounted communications device and legal.  With the hills and forests around here, GMRS does outperform CB but not by much.

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I think it depends on the area. GMRS does have a following here in Western PA but the terrain doesn't allow for long distance comms unless you have a repeater. My girlfriend and I tested FM CB and got better range with FM CB simplex as opposed to GMRS simplex.

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There is one truck driver on the road with gmrs. I’m a trucker. I’m an avid gmrs user. I am the only one with gmrs in a kenworth. Not once in 20 yrs have I came across another gmrs trucker.

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Global Sales of CB radios in 2024 was approximately 206 million dollars. 2024 Global sales of GMRS Radios was approximately 131 Million Dollars. These are facts. You should be a bit more informed before you post bullshit.

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A few truck drivers still use CB but few of them use GMRS,  so GMRS didn't replace CB. A4 watt CB compared to a 50 watt GMRS and the different frequencies make GMRS a better radio, but the fact I can drive across country with  a GMRS in scan mode and get nothing, but a CB will have chatter all the way, not for the faint of heart or those with delicate ears.. A good understanding of bad Spanish helps too.  I used to talk skip on my old CB base station, I have yet to do that with my GMRS  base station. CB isn't dead it just smells that way

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CB is still king of the road! I’ve heard nothing on GMRS channels 19 & 20 while on a roadtrip to Florida recently.

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Be smart, use both.

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Yea CB has way more people on it compared to gmrs. I got tired of listening to the gmrs world because the only thing people wanna talk about is their signal reports and how many antennas they have. Describing each by their model number and serial number. NO ONE CARES PEOPLE THAT YOU GET ON EVERY DAY WITH THE SAME DISCUSSION ON ALL YOU AMAZON ANTENNAS. And you wonder why there are way way more people talking on CB. ITS MORE INTERESTING. Biggest waste of money ever on gmrs liscense. I’ll stick to 6-80 meters.

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GMRS Vs. CB Radio for Local Communication (Test #1)

CB Radio vs GMRS Radio

8.10.2025

The Second Most Valuable Life Skill

How much more grievous are the consequences of anger than the causes of it.
MARCUS AURELIUS

The most valuable life skill is developing the ability to cut bad people out of your life. This reduces the harm these people cause, but it does not eliminate the harm they have done. You may not go back to those people in the world, but you do go back to them in your mind. Additionally, you may have been harmed by a total stranger who cares nothing for what he has done to you and lives as if they are guilty of nothing. This can be infuriating leading to fantasies of revenge. You want to even the score. This is when you need the second most valuable life skill which is learning to let it go.

Letting it go is not the same as "forgive and forget." You can only forgive and forget when the person who has harmed you expresses remorse for their crimes and sins and asks for forgiveness. I have had people apologize to me for things, and it feels really good to forgive them and forget about it. That's the way it is supposed to be. But it's not the way it is.

Most people who harm you don't care. They are cold and sociopathic. You will never hear them apologize or ask for your forgiveness. Sometimes, when they are caught, they might give an insincere apology. I have gotten a lot of those. The worse thing you can do is let them get away with that. This is cheap forgiveness which is a trait of Protestants who believe God is in the cheap forgiveness business. He isn't.

You have to accept that people who harm you are not going to try and make amends. They go through life doing hit-and-runs, and you didn't even get the license plate number. That's just the way it is. Life isn't fair. I know this from vast personal experience. I just choose to let it go. Move on with your life and quit tripping over what is behind you.

Life is not fair, but God is just. You may have the desire for revenge, but revenge should never be your business. As the Good Book says,

Revenge not yourselves, my dearly beloved; but give place unto wrath, for it is written: Revenge is mine, I will repay, saith the Lord. But if thy enemy be hungry, give him to eat; if he thirst, give him to drink. For, doing this, thou shalt heap coals of fire upon his head. 
ROMANS 12:19-20 DOUAY-RHEIMS

The reason we leave revenge in God's hands is because God is good at it. Nothing you can do to your enemy will ever match what God can and will do to that person. Either that person will repent and be forgiven which is awesome. Or, that person will not repent and go to eternal damnation. There is also the temporal punishment due which may be paid in Purgatory. Purgatory is the same as Hell except it has an exit door going to Heaven. This is why it is better to pay your debts here instead of there.

The way you pay your own debts is to suffer what these people have done to you without taking revenge. We are all guilty of something. We forget this as we beg mercy for our sins but justice for everyone else's sins. You can demand mercy, or you can demand justice. You can't have it both ways. The measure of mercy you show to others is what God will show to you.

It can be hard to let it go, but it is the smart thing to do. Most people who seek revenge ruin their lives in the process in ways far worse than the original offense. You will also find that you get nothing back that you lost.

God fixes everything in the end. We are called to be patient until then. No one gets away with anything. This includes you. Just practice patience, meekness, kindness, and mercy. If you do this, things will go well for you, Gentle Reader. You will have no regrets at the end of life.

8.03.2025

Charlie's Dad Hat Collection

The term "dad hat" originated because this style of hat was often worn by older men, especially fathers, who valued function over fashion. The casual, unpretentious look of these hats made them a practical choice for daily activities. However, the dad hat has since transcended generations and is now a popular accessory in streetwear and casual fashion.
NAVJOT VIRK

I first started wearing ball caps when I was in elementary school. I remember them being trucker hats with the mesh in the back. I stopped wearing these hats in middle school because they weren't cool. I also was becoming the mop head as I had thick hair. This leads to hat hair if you wear a hat. I just ditched the hat.

Hats would return to my melon by my late twenties as the mop head evolved into the snakehead. I remember a guy in college who wore a yellow golf cap over a thick mane of blonde hair. This hat was raggedy, but I caught a glimpse of his head underneath. He was starting to lose the hair.

I don't have any vanity issues over male pattern baldness, so I don't wear a hat to hide what I have embraced. But when you shave your head, those lids come in handy for covering your melon when outside in the sun or the cold. That's when I started wearing ball caps again.

Some of the original caps were athletic style hats with a Nike swoosh, the Adidas three stripes, or the Under Armour logo. For some weird reason, I identified as an athlete even though I wasn't. I decluttered those hats later as I came to the realization that I was not an athlete whatsoever. That's when I bought a Carhartt canvas cap that became my standard workwear hat. It was black but turned to chocolate brown from the sun and the sweat. I lost that hat somewhere, and I miss it. It was very durable.



This is the hat that replaced the original Carhartt hat. I have worn it for over a decade now, but my wife said it was time to be retired. It is fraying apart. I will probably buy another one. This hat was found at Tractor Supply.


I found this hat at a Dollar General. I don't wear hats for sports teams, but I will wear one for my alma mater. I like camouflage even though I have never been hunting in my life. The only deer I have killed has been with my car. The reason I like camo colors is because hood rats have taken to wearing sports hats as gang apparel and will shoot you over it. I've never seen a hood rat in camo, so I think I'm safe from a drive by.


This is a swag hat for the NRA. I never wear this hat in public because it is overtly political and will trigger deranged lunatic leftists. I follow a gray man strategy of being as boring as possible. I mostly wear this hat for dirty jobs around the home like painting. I support the right to self-defense. I just don't want to have to practice it.


I found this hat at Goodwill. Standard Horizon makes marine radios. I do not own a marine radio or a boat.


This is another hat I found at Goodwill. I do own a John Deere lawn tractor, but I would still wear the hat even if I didn't. You often see these hats as trucker hats, but I can't wear trucker hats because they allow your bald head to get sunburned. This is a full cover dad hat.



This is a swag hat for the Wedgewood Pharmacy which supplies meds for veterinarians. I found this one at Goodwill. It is khaki which is also a top color choice for me. Light colors deflect more sunlight. You will also notice the missing button on top of the cap. I remove those buttons from all my dad caps because they hurt when I bump the top of my head into something.


This is a swag hat for a walk for breast cancer. I did not walk in that event. I just found this hat at the Goodwill. It was khaki, and it was clean. The pink palmetto tree is a plus.

That's it for my dad hat collection. I will add updates if I get more hats. Check back in the future.